Calculate closing costs for real estate investments and properties. Closing costs calculator for buyer.
Enter purchase price, loan amount, and closing cost percentage. The calculator computes closing costs, down payment, and total cash needed to close.
On a $400,000 purchase with $320,000 loan and 3% closing costs, you need $92,000 total ($80,000 down + $12,000 closing).
Buyers pay 2-5% of purchase price including loan origination, appraisal, title insurance, escrow fees, recording fees, and prepaid items.
Yes, you can shop for services like title insurance and negotiate seller credits to cover some or all of your closing costs.
Some costs like mortgage interest and property taxes are deductible. Loan origination fees can be deducted over the loan term. Consult a tax professional.
Multiply the home price by 2–5%. For example, a $500,000 home would have estimated closing costs between $10,000 and $25,000. Your lender’s Loan Estimate will provide a more accurate breakdown.
Typically 2–5% of your purchase price. On a $400,000 home, expect around $8,000–$20,000 depending on location, loan type, and whether you receive seller credits.